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Patrimonio.Gold Platform

Gold-Backed Sovereign & Municipal Credit Lines

Flexible liquidity anchored in gold reserves, with on-chain use-of-funds tracing.

Gold-backed credit lines give sovereigns and municipalities disciplined liquidity backed by gold, with every drawdown and application of funds recorded on Solidus.

The Problem

Short-term funding needs often push governments toward expensive or opaque borrowing without clear accountability for how funds were used.

Our Solution

Patrimonio structures revolving or term facilities secured by gold or gold-linked collateral, with pre-approved use categories enforced by Solidus-based workflows.

How It Works

1

Collateral Assessment

Gold or gold-linked instruments are valued and haircuts are defined.

2

Facility Design

Limits, tenors, pricing, and use-of-funds constraints are structured.

3

Programmatic Drawdowns

Eligible uses are encoded; drawdowns require compliance with pre-defined categories.

4

Reporting

Investors and stakeholders see categorized usage and repayment history.

Key Features

Gold-anchored liquidity with clearly defined uses.
Programmatic enforcement of spending categories.
Attractive alternative to short-term opaque borrowing.
Scalable framework for multiple jurisdictions and entities.

Ideal Use Cases

  • Bridge finance before large bond issues or multilateral disbursements.
  • Disaster response and resilience projects.
  • Critical infrastructure capex with staged rollouts.
  • Debt reprofiling and refinancing of high-cost liabilities.

Best-Suited Clients

  • Sovereign treasuries and finance ministries.
  • Municipal and regional governments.
  • State-owned enterprises in key sectors.
  • Development banks and co-lenders.

Ready to Get Started?

Connect with our team to explore how Gold-Backed Sovereign & Municipal Credit Lines can transform your portfolio.